function init()
{
	//Main Menu items:
	menus[0] = new menu(18, "horizontal", 0, 1, 0, 8, "#558ED3", "#212f58", "Arial,Helvetica", 10, 
		"bold", "bold", "white", "white", 0, "gray", 0, "", false, false, true, false, 12, false, 4, 4, "black");
	menus[0].addItem("index.html", "_top", 58, "center", "Home", 0);
	menus[0].addItem("overview.html", "_top", 90, "center", "About Us", 1);
	menus[0].addItem("programs.html", "_top", 130, "center", "Loan Programs", 2);
	menus[0].addItem("partners.html", "_top", 90, "center", "Partners", 3);
	menus[0].addItem("successes.html", "_top", 95, "center", "Successes", 4);
	menus[0].addItem("http://www.kmifellows.org/", "_blank", 184, "center", "Koret-Milken Fellows", 5);
	menus[0].addItem("newshome.html", "_top", 125, "center", "News and Events", 6);
	menus[0].floatMenu(1024, 768, 115, 0);	

//Sub Menu for 1st Sub Menu Item ("ABOUT US"):
	menus[1] = new menu(22, "horizontal", 0, 0, 0, 0, "#d6e8fc", "#212f58", "Arial,Helvetica", 10, "bold", 
		"bold", "darkblue", "white", 0, "gray", 0, "", false, false, false, false, 6, false, 4, 4, "black");
	menus[1].addItem("overview.html", "_top", 100, "center", "Overview", 0);
	menus[1].addItem("afkiedfboard.html", "_top", 195, "center", "Governance: AFKIEDF Board", 0);
	menus[1].addItem("kiedfboard.html", "_top", 110, "center", "KIEDF Board", 0);
	menus[1].addItem("kiedfstaff.html", "_top", 75, "center", "Senior Staff", 0);
	menus[1].addItem("results.html", "_top", 135, "center", "Summary Results", 0);
	menus[1].addItem("about_contact.php", "_top", 105, "center", "Contact Us", 0);

//Sub Menu for 2nd Sub Menu Item ("LOAN PROGRAMS"):
	menus[2] = new menu(22, "horizontal", 0, 0, 0, 0, "#d6e8fc", "#212f58", "Arial,Helvetica", 10, "bold", 
		"bold", "darkblue", "white", 0, "gray", 0, "", false, false, false, false, 6, false, 4, 4, "black");
	menus[2].addItem("programs.html", "_top", 80, "center", "Overview", 0);
	menus[2].addItem("loanterms.html", "_top", 60, "center", "Terms", 0);
	menus[2].addItem("programs_business_negevgilboa_top_e.html", "_top", 125, "center", "Negev-Gilboa", 0);
	menus[2].addItem("programs_business_smallandmicro.html", "_top", 125, "center", "Small Business", 0);
	menus[2].addItem("programs_microf_loanfund.html", "_top", 125, "center", "Microfinance", 0);
	menus[2].addItem("programs_business_olivestone.html", "_top", 125, "center", "Arab Israeli", 0);
	menus[2].addItem("programs_microf_sawa.html", "_top", 125, "center", "Direct Loans", 0);

//Sub Menu for 3rd Sub Menu "PARTNERS":
	menus[3] = new menu(22, "horizontal", 0, 0, 0, 0, "#d6e8fc", "#212f58", "Arial,Helvetica", 10, "bold", 
		"bold", "darkblue", "white", 0, "gray", 0, "", false, false, false, false, 6, false, 4, 4, "black");
	menus[3].addItem("partners.html", "_top", 140, "center", "Partner Descriptions", 0);

//Sub Menu for 4th Sub Menu Item ("SUCCESSES"):
	menus[4] = new menu(22, "horizontal", 0, 0, 0, 0, "#d6e8fc", "#212f58", "Arial,Helvetica", 10, "bold", 
		"bold", "darkblue", "white", 0, "gray", 0, "", false, false, false, false, 6, false, 4, 4, "black");
	menus[4].addItem("s1_smbusiness.html", "_top", 300, "center", "Small Business and Microenterprise Loans", 0);
	menus[4].addItem("s3_microfinance.html", "_top", 140, "center", "Microfinance Loans", 0);
	menus[4].addItem("s4_israeliarab.html", "_top", 140, "center", "Arab Israeli Loans", 0);
	menus[4].addItem("s5_snbedouin.html", "_top", 190, "center", "SAWA Direct Loans", 0);
	
//Sub Menu for 5th Sub Menu Item ("KORET-MILKEN FELLOWS"):
	menus[5] = new menu(22, "horizontal", 0, 0, 0, 0, "#d6e8fc", "#212f58", "Arial,Helvetica", 10, "bold", 
		"bold", "darkblue", "white", 0, "gray", 0, "", false, false, false, false, 6, false, 4, 4, "black");
	menus[5].addItem("http://www.kmifellows.org/", "_blank", 300, "center", "Visit the Koret-Milken Institute Fellows Website", 0);
	
//Sub Menu for 6th Sub Menu Item ("NEWS"):
	menus[6] = new menu(22, "horizontal", 0, 0, 0, 0, "#d6e8fc", "#212f58", "Arial,Helvetica", 10, "bold", 
		"bold", "darkblue", "white", 0, "gray", 0, "", false, false, false, false, 6, false, 4, 4, "black");
	menus[6].addItem("newshome.html", "_top", 140, "center", "Koret in the News", 0);

} //OUTER CLOSING BRACKET. EVERYTHING ADDED MUST BE ABOVE THIS LINE.